Ripple is a payment protocol and a cryptographic currency created in 2012. Unlike Bitcoin, Ripple transactions are instantaneous and instantly transported without having to wait for confirmation. XRP is the Ripple Crypto Currency code and Ripple's market capitalization is growing every year. While XRP may not be as popular as Bitcoin, it is the only currency that collects Crypto and if it ever decentralizes, the price could skyrocket, as did Bitcoin in recent years.
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